Archive for the ‘finances’ Category

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Cost-Sharing

April 6, 2012

A dilemma!  I will ask the internets!

When both my girls hit 6th grade, I bought them a laptop.  David and I are laptop people, and we don’t have a central place in the house for a desk top.  It seemed like the right option, and theoretically, I haven’t really regretted that choice.

But being a Mac family, it was no small investment.

Lemon has now had hers since 2007, and Mouse since 2009.

Lemon’s shows some wear.  It’s clunky, it keeps running out of space.  It’s not that much newer than mine, which I just replaced this year.

Mouse’s, however, still seems so new.  It’s a white one, but the smaller, sleeker shape.  It always seemed faster, lighter, smoother.

A couple of months ago, Mouse had some friends over.  They were in her room, hanging out – every now and then you’d hear uproarious laughter – as per usual – no big deal.

But after they went home and she dug into her homework, she called me in — “Moooooommmmmm?  Something’s wrong with my computer.”

In the top right corner of her screen, there was a big smear, and a couple of lines coming out of it, running down to the bottom of the screen.  My first thought – “Did you spill nail polish remover on it??” (she’s addicted to doing her nails)  ”No!!!”  I looked again, and couldn’t tell it wasn’t a surface issue, it was something else.  ”Did you step on it?”  No.  ”Did you drop it?”  No.

“Well, I guess your screen is messed up.  You’ll live.”

Yes, I am a very sympathetic soul.

But over the next few weeks, the computer revealed a few other problems.  The trackpad wasn’t working so well — hers is the kind where the whole trackpad is smooth, and you’re supposed to be able to click anywhere on it.  But she couldn’t.  There was only one spot where she could click that it would work.

Then, it seemed like the screen casing had come apart (on the opposite side of the smear on the screen).  The screen would go white, unless you pinched the screen at a certain spot.

Then, nothing would work unless you pinched the screen – not the trackpad, not the keyboard – nothing.

Then, the trackpad wouldn’t click at all.  This development happened during my first week of the new job, and it was the first time that the computer seemed to have been rendered useless.  My solution at the time, so that the computer was not useless while she was working on a large school project, was to go to the Apple Store and buy a mouse.  We then used the mouse to navigate to the settings, where we made the touchpad tap sensitive, rather than needing to click down on it.  Then we didn’t need the mouse anymore.

My intention was to return the mouse within 14 days for a no-questions-asked refund.  However, it is sitting on the shelf in my living room, laughing at me.  (Through the box.)

Well, this week, the screen-pinching became ineffective.  The computer was again rendered useless.

Throughout these months of the decline of the computer, David and I have been pretty unsympathetic to Mouse’s plight.  We KNOW she dropped or stepped on the computer.  She can swear up and down as much as she wants that she did NOT!  It was safe, she took care of it!  But we don’t believe her.  We’ve had too many computers over too many years to believe that a computer was sitting happily and protectedly on its desk and all of a sudden – BAM!! – a giant BLOT appeared on the screen, and all of the internal parts seemed to stop working AT THE SAME TIME.  No.  The computer was dropped or stepped on.

Her room is a mess.  She has clean and dirty clothes all over her floor.  Even though she has a desk and a beanbag chair, she does everything on her bed.  Her nails, her homework, her internet surfing, and despite the rules, snacking.  So she finishes her homework or her surfing, and she shoves her computer aside.  Her friends come over, they sit with her on the bed, they chatter and do their nails on her bed, and someone shifts to the right, and BOOM – the computer’s on the floor, on the corner, creating a blot.

OR — she puts her computer on the floor, and then takes off a shirt.  She throws the shirt.  It lands on the computer.  She cannot see the computer.  She steps on the shirt — “what’s that cracking noise???”

These behaviors are things that we work all the time to curb.  It’s like talking to a concrete post.  Seriously.  She has to spend at least 30 minutes a day cleaning her room, and I go check on her room, and it looks fine, and then 30 minutes later — the place exploded again.  David likens her room to the Charlie Brown character PigPen.  It’s like a dirt magnet.

Anyway.  David took the computer to the Apple Store.  They took one look at the blot on the screen and said, “Oh, that’s an impact point.  This has been dropped.”

An aside:  They also thought the trackpad issue was related to consistent overheating of the computer, causing “bulging” that pressed against the trackpad and kept it from working.  That annoyed me.  David said, “we need to make sure she doesn’t watch videos on the computer, because it’s overheating it.”  Look, she shouldn’t be watching videos on her computer. It’s not why she has a computer, and when they watch t.v. on their computers, I get VERY ANGRY, because we have t.v. rules in this house, and you don’t just get around them by watching whatever you want whenever you want on your computer.  HOWEVER – she should not avoid watching videos because otherwise her computer will overheat and bulge.  Isn’t that Apple’s problem?  Isn’t that — wrong?  I mean, everybody buys computers these days assuming they can watch videos – whether t.v. shows, movies or youtube videos – on their computers.  What the hell?

Okay – enough of that aside – let’s get back to blaming Jules.

Total estimate?  $530.

$530.

Before David went in, we decided that we would fix the computer if it came in between $300 and $500.  To me, $530 fits into that range.  Which is weird, right?  Why make the range if you’re going to just say “well, close enough.”  But it was how I felt.

But one of the items on the list was to replace her keyboard.  Because she’s picked a few keys off.  I said NO WAY.  We aren’t paying for that.  She PICKED THE KEYS OFF.  She can keep them off.

So, great.  $440 is the new estimate.  (At least now we’re really within our range.)

We left the computer behind, and hope to see it again soon.

But now what do we do?

The child is 13.  She does not have a job.  She does not babysit.  She gets an allowance – when I remember – of $40/month.  She doesn’t spend it well, and never has enough money.  We’ve been working with her on the fact that she wastes her money on candy at CVS (amazing that the child is as ridiculously thin as she is), and then wants to go to the movies with her friends and comes to us with her hand out.  Or they’re all going out to lunch, and she doesn’t have money.  I am a sap.  I will hand over the 4 $1 bills in my wallet.  David is not a sap, and will not.  I am (pre computer) increasingly less of a sap, especially with Ye Olde Pay Cut.  (Goddammit.)  I’ve been a bit more intentional about the allowance situation.

So what do we do about the $440?  If we make her pay it from her allowance, she won’t get allowance again until April of next year.  That isn’t going to work.  If we keep half of her allowance, all of the above issues are just exacerbated.

Do I make her do chores?

What we already did was to set some stricter rules with the computer.  It stays on her desk at all times.  No more using it in the bed.  Desk, plugged in, at all times.  David thinks we should also say her friends can’t touch it, but I disagree.  That’s just an annoying rule with annoying policing requirements put on both her and us.  I think keeping it on the desk will be sufficient.

A friend thinks we should just let this be a wake up call.  Let her know this is her one-time fix, and next time, she’ll need to work something else out.

I find myself wishing we didn’t fix it.  I wish that I took my old macbook from 2006 that was about to explode when I bought my new PowerBook with my severance money, and brought it back to factory settings, and made her use that until the imminent explosion takes place.  But I guess I can hold onto that option in case she breaks it again.

This is what I am thinking about doing:  Telling her that part of why it happened was because of the chaos in her room.  Make her give up this weekend to SERIOUSLY taking care of her room.  I’m talking cleaning out shelves and baskets, cleaning out the closet, going through clothes, shoes, etc.  Making drawers neat and organized.  Getting rid of the crap that this pack-rat child won’t typically get rid of.  And put it on her to keep it that way.  And if she does not, THEN withhold part of her allowance on the weeks that she doesn’t.

This way, we are kind of looking at a solution – forward-looking – giving her an opportunity to earn the repair, but will have set repercussions if she doesn’t do it.

The downside to my plan?

She’ll never do this without me.  I will have to do this project with her.  It will be MY weekend, too.

The upside?

I’ve been planning to do it for months, but just haven’t gotten to it.  Now I can force her to be more engaged in it, and get it really taken care of, and hopefully give her the motivation to keep up with things, through her precious allowance.

David is not going to like it.  He thinks we are spending the $$, she needs to contribute $$.  That she either needs to start babysitting, or cat sitting, or something-sitting to earn money, or she needs to give up at least half of her allowance.  He wouldn’t insist on the entire thing being paid by her, but maybe half.

In the meantime – today is Good Friday, and the kids don’t have school.  I think this is weird.  Even when I went to Liberty Freaking University, I had classes on Good Friday.  I think that the reason is because in my corner of New England, we have a large Jewish population, and we end up with days off from school for a few of the Jewish High Holidays, and to do that and NOT do Good Friday would be … inequitable?  Or maybe it’s because Boston has a large Catholic population, and we just follow their school calendar?  I don’t know.

But the kids have the day off.  Mouse and her friends decided last night to see Titanic 3D.  No one was thinking about the computer (David brought it to the Apple Store on Wednesday) when this plan came up.  I thought to say “Mouse, you don’t have any money, and I don’t have cash on me.”  But then I had the brilliant idea of buying her ticket on line, with her allowance that is due today (payday).  So I did.  David knew about it, said nothing (except, “don’t forget to buy her ticket!”)  They went to the 9:30 show, and David picked them up at 12:30.  When he got home, I’d been asleep for almost 2 hours, and so he emailed me.  I found the email at 5:30 when I got up for my morning run.  ”So, wait — she gets to pre spend allowance on a movie — allowance that’s supposed to go toward her computer??”

But but but!!  He didn’t think of it last night!  And we never came up with a PLAN!!

So now we’re working on figuring out a plan.

 

 

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A Tuesday at Home

February 7, 2012

I didn’t go into the office today, but ended up with a couple/few solid hours of work.  I’m undertaking efforts to transition all of my pro bono projects, which are plentiful.  I’m finding people to take over, and trying to tie up loose ends before I pass the baton.  Some of this, I will be sad to leave behind.  Other aspects – see ya!

I received confirmation from the firm today that my vacation pay will be significant (almost $10K), and since it was vacation untaken, I will use it for some corresponding fun:

  1. A new computer.  I bought my laptop (the standard MacBook, which is now obsolete) while I was in law school (I seriously just typed high school . . . that would have been funny).  I wasn’t so easy on it during those years, and since then it’s been through a lot.  David was laughing that when I bring it in to have the Genius Bar Folks transfer the data onto my new MacBook Pro, they will marvel at the dinosaur.  I told Mouse today that I bought a new computer and she said, “good – it’s making so much noise, I’m afraid to sit near it.  And it keeps FLASHING!!”
  2. A vacation.  Like I said – I’m replacing that Outer Banks trip if it kills me (watch, it really will).  We’ll go in June.  It will be awesome.

I’m also working on closing out my benefits at Old Firm.  We have dental appointments, eye appointments, etc.  Today Lemon went to the dentist, and she was none too happy about it.  She has a small filling and has to go back in a month to take care of that.  In the meantime, I was wrestling with the dentist’s assistant to get receipts in the proper form so I can get the services paid for by my health care savings account.  Next up is the orthodontist.  Ugh.  I’m trying so hard not to leave any money in that account, but I’m going to be up against the wire on getting verifications submitted.

David and I recently starting using Mint.com, and we’re loving it.  It’s very fun to see what we spend money on.  It’s part of what led to my One-Month-Goals, because I saw where we were hemorrhaging – which was almost all because of ME and MY spending habits.  Today, David filled up the car and was a little excited that we’d get to see the gas budget increase (because it will justify his whining about it, even though the numbers don’t match up with his complaints about how much money he pours into the car), and then he chastised me:  I bought the girls some chocolate at CVS, and he was picking on me for disguising clearly  unnecessary spending under the umbrella of “personal hygiene” (which we have all CVS/Walgreens purchases categorized as). Heh.

And that was our day.  I did avoid feeding my Parenthood addiction so far, but I’m sure I won’t end the day with that success rate.

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Birthday Trip Angst (2 months later)

February 7, 2012

I find that while essentially between jobs, my life is dull.  My brain is dull.  I don’t have tons going on.  The girls are doing fine. David is having a more-frustrating job search, but still, that’s fine. Everything is just fine. So I’m a boring blogger.

But there are at least a few things that happened in the past few months that I never had a chance to blog about. I had every intention, but didn’t find the time, and then it felt too far away.  But I’m going to go back anyway.

Back in December, in the aftermath of the lay off news, I was seriously wrestling with whether or not to cancel a planned surprise birthday trip for David.

I’m sure he won’t mind me saying (ha!), but on December 5th, David turned 50.  (Right after I turned 39 on December 4th.)   Of course, we knew this milestone year was coming for quite some time.  I have been saying at least since I was 37 that I want a party for my 40th.  I want us to rent a space and have a BIG party.  Not hundreds big, but 50-big (and that won’t fit in our apartment).  David it’s a “have a party to celebrate ME!” kind of person, but he is a “I want to travel the world!” kind of person, so we always said, a trip for his 50th, a party for my 40th.

As the year/fall came together, I knew I couldn’t pull off the ideal trip (Europe) for his actual birthday.  Not only is it in the middle of an intense time of the school year, but it’s also the weekend before the 7th/8th grade musical at Mouse’s school.  The musical that I produce and for which he runs the lights. We couldn’t go away for much more than a weekend.

I considered doing a Europe trip around Christmas-time, but wasn’t sure I could swing it, financially.  Then the Ex swapped Christmas for Thanksgiving, so we had the girls for Christmas, and we definitely couldn’t afford 4 to Europe. Then the job got shaky, so any of hope of swinging it was dashed.

But I wanted to do something.

He’d been talking for some time about how it would be really cool to be on Martha’s Vineyard during a storm.  We are more wintry weather people than summer weather people, and I thought this could be something that would be a good get-away without breaking the bank.  I checked in with my co-producer back in September, got the okay to disappear for the final weekend of the show, and started making quiet plans.

I checked out the ferry (I wanted to take our car over – the last and only time we’d been to the Vineyard, we went for the day, without the car, and I didn’t think it worked to be there without a car), I checked out off-season hotels.  Prices were great ($100/night, instead of $400/night during peak).  I did enough research to know that we wouldn’t be without any amenities in the winter.  Getting the kids taken care of was tougher – I had talked to my mom, and while she wanted to come and help, she was a little stuck because she was taking time off to come see Mouse’s play the very next weekend.  And my plans REQUIRED us to be gone into Monday, because his birthday was Monday.  If we came home on Sunday – my birthday – then it would feel like I got the trip for his 50th birthday.  Probably weird, but the truth.  It was fine, though, because I instantly had 3 friends raising hands and offering to take the girls.  (As it turns out, my co-producer not only shouldered the play for the weekend, but she also took Mouse in!)

I had fun thinking about how I would surprise him.  Would I tell him the night before “I have plans for us tomorrow, we’re getting up early – no questions asked.”  If anyone did that to me, I’d be pissed, and would never sleep the night before.  I HATE surprises.  But he’s not me.  He loves surprises.  And how would I get him to have his stuff?  I could pack him a bag, but again, if anyone did that for me, I’d be pissed (and my laundry wouldn’t be done, so they wouldn’t be able to get my favorite clothes, and it would suck).  I could tell him we’re going away for the weekend, and not tell him where, but that would be less fun.

In the end, I got laid off, instead.  We were facing a huge unknown about whether we’d end up with no income at the end of February, or if I’d end up taking a 75% pay cut, or what was going to happen.  The trip felt . . . wrong.  But I also couldn’t let go of it.  I couldn’t think of a single thing that I could do for his 50th that wouldn’t (a) suck, or (b) rival the cost of the weekend.  And I got kind of upset about it.

Because of our situation, I felt that I couldn’t just up & go with the plan without involving David in the financial decision-making.  And at some point in the lay off aftermath, I came clean with my plans.  He liked the idea, but didn’t think we could afford it, and that it wouldn’t be wise.

Over the long Thanksgiving weekend, we started some Christmas shopping for the girlios.  We had a fun day out on Small Business Saturday, and ended up at one of our favorite restaurants in town.  The gift-buying had me thinking about and stressing about his birthday.  I’d ask him what he wanted, and he’d say something like, “Oh, I’d really like a striped hat.”  Or, “I do need a new winter coat.” And I was so frustrated.  It was his 50th.  It was a big deal.  He wasn’t getting a fucking hat.

By the time we were at the restaurant, I was all worked up.  I brought up the weekend again.  He again pushed back.  And then, really not in Suzie-style, I started to cry.  In the restaurant.  I just cried and cried.  His eyes bugged out of his head, and we started to talk about a one-night trip, instead.  The ferry and the hotel together would cost about the same as a nice dinner out in Boston – we can swing that.  No problem.  My mom had even offered to give us a night at the Inn as David’s birthday present, so we could do it.  And we’ll both get jobs, and we do have savings, and okay okay okay.

So we pulled the trigger on a Sunday – Monday trip.  It didn’t take long after that for us to say “oh what the hell” and put Saturday night back into the equation.

[Then, after making the decision, I got an unexpected $500 profit sharing sort of payment thing from my firm, and it definitely helped make this more reasonable.]

And I guess I’ll have to blog about the actual trip in a separate post, since this is already a novel.  Preview:  It Was Awesome.

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Farewell, January – Hello, Return to Normalcy

February 6, 2012

As I alluded to yesterday, I largely failed at last month’s One Month Goals, an idea stolen from Jen on the Edge (not really stolen, since she generously invites all to share . . . )

My goals were modest:

  • Make my bed every day
  • Catch up and keep up with my laundry
  • Run 5 days/week
  • Lose 2-6 pounds

I came closest to keeping the running goal.  I think I did hit 5 days most weeks, and dropped to 4 once or twice.  Not so bad.  I did get to the point where I can round the reservoir (about a mile) without walking breaks.

I did not lose 2-6 pounds. I held steady.

I made my bed every day for 2 weeks.  And it was lovely.  It worked to keep the whole room cleaner, through the power of suggestion, and to keep the sheets and blankies at their maximum comfort level every day.  But then David was sick, and I started staying in bed more once my interviews wound down, and the bed was overlooked.  I’m putting it on February’s list.

I got my laundry better under control.  I got rid of some of the backlog (sheets, blankets, summer clothes that have been waiting so they could be put away), and my general pile is smaller.  But I did not “catch up.”

I am not going to take this first outing’s failure as a reason to stop the exercise.  No.  I’m going to look at this last month, and the craziness it brought to my life, and I’m going to say “fair effort,” especially considering the lack of a routine and the weirdness brought to life because of interviewing and job hunting and stuff like that.

So, on to February:

  • I will lose 2-6 pounds.  I will keep my fitness momentum from January, but now I’m going to focus on eating better.  I will start with looking for healthier lunches.  (Which will tie in with my budget revisions, since lunches out aren’t gonna cut it anymore.)
  • I will make my bed every day.
  • I will buy (and therefore drink) less wine.  This merges the health and the budget.  Less calories, less money. So my plan is to buy a bottle on Fridays, and that’s it.
  • I will really catch up with laundry.

Let’s see how it goes this time.

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Being the Loyal Fan

February 5, 2012

I was a very sad girl tonight.  I was such a loyal fan. I bought a shirt! I wore it every day this weekend. I went to a PARTY. I made FOOD!  And then they lost.  Ugh.  Seriously, the game was completely painful. There were almost no happy moments. It was just so hard.  Boooo!!  When I got home, and was done stomping and crying and gnashing my teeth, I took OFF my Gronkowski shirt and said, “I’m throwing this away!” But then I decided – no.  I’m better than that.  My fandom is bigger than that.  The shirt stays on, and I will happily look forward to September.

moving on . . . 

The Ex and I came to an agreement. I was proud of that.  It’s a good agreement.  It is fair. I could have potentially fought for a small amount additional money, but the increase he was resigned to was so large, and the cost to fight would be more than what I’d gain (financially as well as emotionally).  And like I said, it’s a fair agreement.

I have a 10 a.m. meeting tomorrow at work.  Unusual that I have to be there at a specific time, these days. I will try and put in a solid day, cleaning out files and working on transitioning my pro bono cases (the only ones I have left).  I have doctor appointments with the girls on Tuesday and Thursday (getting all of our check ups out of the way before the insurance change over), and so don’t really plan to go into the office on those days.

And – that’s that!  For now.  I have to go write another post about my failed monthly goals . . . embarrassing !!!

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Happiness and Headaches

February 1, 2012

Happiness

  • I’ve accepted the offer from the new job.  Man, does it feel good to know that I have landed without a gap in employment.  Hooray!
  • The new job agreed to my starting AFTER February vacation week, so I don’t have to be in stress-mode while Mouse is home from school and her friends are all away. Lemon will be traveling with her crew team, and we are not traveling without her.  We thought about it last February, when it was freaking cold out we didn’t yet know that I’d have this transition forced upon me.  But since today – February 1 – it was 60 degrees outside – we aren’t feeling too bummed about the change in plans.
  • The old job owes me 3 weeks’ vacation pay.  I didn’t know that until yesterday.  That will be a nice chunk o’ change. I am seriously considering a late-June re-do of last year’s vacation.  The house itself is very affordable, we will drive rather than fly, and we will all be happy with cooking in the house.  It could be great. It could be perfect.  Just what we need.
  • I’m home a lot. I don’t have much work left, and most of what I do have can be done at home.
  • When I’m home, I get to hang out with my kids.  And I like them.  And I have fun with them.  I love how much they make me laugh, I love how much they find what room I’m in, and hang out with me.  I love that Lemon came home today and laughed from the door way, yelling (to me), “Honey, I’m hooo-ooooome!” And that she then met me at her sister’s basketball game, and we went out for a sushi “snack” afterwards, chatting all the while.  Where are the nasty teen years?? (Don’t answer that.)
  • Mouse had a doctor’s appointment (annual physical) yesterday.  I picked her up early, we went and grabbed some burritos, and then went to talk about how damned healthy, tall, athletic and smart she is.
  • My girls are really enjoying each other lately. I may enjoy that more than them enjoying me.
  • Tomorrow is mine and David’s 5th wedding anniversary.  When we went away for our birthdays this year, we realized that it was also our 10 year “dating” anniversary.  He got a haircut today, and he looks super-cute.  Also, he probably noticed today at the basketball game that I raided his sock drawer, but he didn’t complain.  He’s a great guy.

 

Headaches

  • I had a 3 day headache.  For real.  Like, my head hurt.  An Advil fixed it, but I had to complain, because it just fits here so well.
  • While I had posted previously that the Ex “was less resistant” to the idea of kicking things back to the level they should have been at all along, I was being overly optimistic. We are going back and forth with proposals.  He’s dragged the sharing of travel costs and tax deductions into our discussion, and he pisses me off.  Then he throws in his usual condescending asinine comments (i.e., “I am very sympathetic to the financial and professional difficulties you face at the moment . . . “), and I want to rip his face off.  For reals.  I still think we can reach an agreement, but dealing with his bullshit in the meantime drives me bonkers.
    • I wanted to retort that while I am facing a paycut, it was something I always knew was coming, AND!  Another thing!!  This is not a “professional difficulty,” at all!  This is a very logical and typical move at this stage of my career, and is resulting in increased experience!  You dummy!  Instead, I ignored his blah-blah, and responded only about the issues at hand.  So, ha!  You cannot rattle me!  [except that, really, he did.  because he's a jerk.]
  • Also, the Ex just canceled the girls’ summer visit again.  So now David and I will both be working, and I think that the girls will be home.  Without much to do.  Last year, with me making gobs of money, we filled the time with crazy-costly camps (no, really — the girls were in camp with the grand-daughter of the owner of the Patriots, and with the daughter of the owner of Newbury Comics … we paid dearly).  This year, Lemon will likely be looking for someone to pay HER, and Mouse will be, uh . . . .
  • Just after I came to terms with my reduced salary, I called the H.R. person at the New Job to find out about health insurance details.  They were bad.  Very bad.  I almost cried.  I didn’t know what to do – I was totally unprepared for the costs.  I know I’ve been spoiled and spoiled and spoiled, but this was a blow.  I have since spoken with some people that tell me that while the number was double what I pay currently, on a salary that’s half of what I currently have, it’s “normal” and “fair.”  Fortunately, they told me that AFTER I decided to negotiate this point with New Firm.  So, this maybe should be up there in “happiness,” because it looks like there will be movement on the issue.

So, thanks for reading!

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Pre-Acceptance Freak Out

January 28, 2012

Friday was a busier day than I anticipated. I thought I’d have my 10 am informational interview, and then a restful day at home, maybe with a phone call or two.

But my 10 am “informational” interview felt more like a real interview, and then I checked in with a friend who works at that firm for a while.  He ended up being close with one of the associates at the offer firm, so he put us in touch to chat.

I went home, spoke to this associate for an hour, and then called next week’s firm to see if I could move things up, and then had real work to do, and then decided to engage in negotiations with the ex to get child support up to snuff. Then I freaked out, a la paycheck calculator.

Here are some of the results:

  • Associate at offer firm gave a very nice and candid view of the firm. I ended up even more excited to work there. It was good.
  • Next week’s interview can’t be moved up: the firm is in talks with a senior person to come in as a partner. They were thinking if he does come in, they’d bring me in as a junior person to support him. But timing can’t be rushed, and the area isn’t my first choice (and isn’t – really – what my resume indicates I would do, so …. ????). I’m keeping the Thursday lunch on the Calendar for the sake of the “longer view.” it’s not going to be an option for me right now.
  • The Ex was less resistant than I anticipated. I’d done a good job for the past year or so in prepping him for the reality that I would not be at big firm forever, and therefore wouldn’t be able to continue to discount child support forever. I think we can avoid court.
  • But the paycheck calculator was mean to me. 

This will not be easy. I’m nowhere near having to make huge changes, like moving out of my house or selling my car, but the series of little changes are going to hurt. 


A friend joked today, “you won’t be able to run out and get the newest iPhone and iPad anymore!” not that I’d need a new iPad. Mine is great. But if the iPhone 5 comes out ….  


No, seriously. The clothes budget will be an issue, the food budget will be affected. Things like $200 athletic fees for sports will start to hurt. 


We like Calistoga Springs sparkling water, the orange flavor. David tends to buy a case of it now and again, bc it’s cheaper by the case. I was having a glass last night, and wondered “can we keep buying this?” I asked him how much it was, and he really didn’t know. “do you think we will have to look at things that closely?” he asked.  Yes. Yes, I do.


I may need to have Lemon quit her voice lessons.


And the  there’s my other hold out – Third to house and car – the housecleaners. A $200/month expense that I just can’t imagine giving up. I’d rather cancel cable. Having a lower income doesn’t mean I have a lesser job. (Odd as that may be, but the reality when you start out in BigLaw). I don’t have any more time to scrub and polish. The housecleaners don’t tidy – they keep up with the floors, the bathrooms, the dust bunnies under the radiators. And they force us (because all of our personalities require force) to keep up with our personal messes on a twice-monthly basis, so the dust and grime underneath the clutter can be addressed.


Before we had them, I was a sad lady. A mad lady. Weekends were unhappy times because I was resentful that I spent the week working and then the weekend cleaning. So maybe I’d sit on the couch and pout, instead of cleaning, and things were yucky. Then we’d plan to have friends over, and I’d have no choice but to tackle the weeks’ (or months’) worth of grime, and I’d go on a rampage. Cleaning and bitching would go hand-in-hand. I would, essentially, turn into my mother. And like the generations before them, my kids and husband would hide in corners somewhere or leave the house. 


I can’t think of anything other than these housecleaners that has increased the quality of my life to this degree.  Maybe my iPhone. Maybe – but it may have detracted, really, because of the, well, distraction.


So I will tenaciously hold on.


And we will tighten the belts and see how it feels.


And David is still on the job market. It was easier for me because the legal market here is picking up, but other markets are still slow.  I also am currently employed, and he, in contrast, has been managing the home for the past 5-6 years. He got a masters in that time, too, but even that is somewhat in the past. And in the time that he’s been looking, he kinda caught pneumonia – so, things have been slower.


Once he’s settled, I think we will be even closer to ok. 


And so – there I am. Freaking out, but still optimistic. Could be worse, right?


I could have to move … And I do not.

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Job Search Diaries, III

January 26, 2012

The third installment in my chronicling of looking for a new job.  Here is the first, and the second.

Two interviews in one day is hard.  I wasn’t wrong that a 4 p.m. interview would be very, very hard.

I also had a decent amount of work to do today, for my current job.

Tough day.

Anyway, as predicted, the 11:30 interview was meh.  I met with a partner from another big firm, who referred to the environment as “a pressure cooker” on multiple occasions.  Frying pan —-> frier, not my idea of an intelligent move.  I liked her, and the work itself doesn’t sound horrible, really (nice qualifier), but – well – meh.

Then at 4, polar opposite.  Minimum billable hours: 1600.  Huh?  Is that even full time?  A 30 hour work week (assuming no vacation).

But it was also in the ‘burbs, and requires a daily drive, and is super-tiny, and doesn’t really have a copy machine. Most importantly – it doesn’t seem to have opportunities for growth/promotion.  I don’t know – I can live without a copy machine, but the vibe didn’t feel right to me.  I know a few people who have interviewed there in the past and in this current round, and they “really liked it.”  I wonder if we were in the same place?

So now we have the Trial Firm, The Pressure Cooker, and The Burb-Firm.

What’s next is an informational interview with a very well-respected medium sized firm, and then an initial partner interview with another smaller firm.

But then, the huge News Flash:

I got an offer today!!! 

From the trial firm.

I am a happy camper about this.

First of all, I am excited about this firm.  I keep soliciting opinions from others, to make sure my  impressions aren’t off the wall,  and they all are coming back positive.

Second of all – I’m not gonna be unemployed!!  Even though friends and even my career-dude have been pretty consistent with “there’s no shame in applying for unemployment . . . ” I didn’t want to do that.  My rent is $2500. Unemployment is $653/week in Mass.  Okay – I can cover the rent with that (I didn’t think I could – but just now googled it for the first time) – but I can’t buy FOOD!!!  (Okay, so David just pointed out that I could get food stamps, maybe — HOORAY!) BUT — there is no aid that covers car payments, or student loans (well, except for deferments). But WE’D STILL BE SCREWED!!

So a job offer is very welcome.

The fact that this one comes with a major (i.e. 50%) pay cut, well, doesn’t detract.

I’ve been working at one of these crazy-paying law firms for 5 years.  I’ve made a lot of money, but I haven’t done enough with it. We have some savings, but we should have more.  If I continued with this salary, would I have more savings?  Maybe not.  Probably not.  Despite the stupidity of that answer.

I’ve always known that the big (ridiculous) salary wasn’t forever. Not-forever is now.   That’s fine.  We can do this.  My resulting salary is a good one. It goes up even more every year.  There are bonuses, decent benefits.

Things will be fine.

[College?  What is this word, college?  i do not understand.  Is this a word from my language?  Please.  Leave me alone. I need a fucking job.]

 

 

 

 

 

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Job Search Diaries, II

January 25, 2012

Much activity since my last post!  The good kind (for the most part).

By the end of last week, I had 5 interviews lined up for this week and next.

The first one was Monday – and I knew it was going to be relatively intense, with 5 attorneys, and pretty high standards. The job was at a medium sized firm that focuses on trial work.  I bought a new suit, I reviewed a booklet from my career dude with “30 tough interview questions,” and studied the firm’s website.  I worked hard on coming up with my story about why I was leaving my current firm (you know, short of saying “I got fired,” but yet being honest that I was shown the door . . . ).

And the interview went great. I left there feeling really good about the way it went.  I liked the firm, the location is easy-peasy, commute-wise, and — I can still interview!!!  I was on a high over it all day long.  I knew that an offer was not guaranteed, but just knowing that it went well made me happy.  It made me think I can sell myself, and that I will, eventually, be sold.  (Hopefully to the highest bidder.)   I also really wanted an offer.

That evening, I signed onto facebook and saw that an old colleague of mine was posting about the fact that she had  2 job offers and had to choose RIGHT NOW.  I reached out and told her I’d been looking around and have done some research into firms, and did she want to chat about it?  So we did, and . . . she got an offer from the firm I’d interviewed with that morning.

As it turned out, she was in another conference room across the hall at the same time as me. She had an offer in hand, and knew she had to respond to that offer ASAP, and so the firm scrambled and gave her an offer.

I was bummed. I know it would be silly to think I’d get an offer from my very first job interview, but I did like them, and I think they liked me, so it was a little sad.  At the same time, I told myself, I wasn’t sure that they only had one opening.  My colleague had heard through her grapevine that another associate gave notice while we were each in our respective conference rooms, and so it could very well be that we’d both be getting offers.

I gave my colleague all the information I had about the firm (all positive), from partners at our firm and from people I know outside the firm.  I knew less about the firm she had her other offer from, but we talked about what she did know.

She wrote me yesterday morning — she declined the offer and went with the other firm.

At noon, I got a call from a partner I work with.  She had been called for a reference.  At 4, I got an email from a senior associate I worked with.  She had been called for a reference.  I then wrote to another partner I work with and told him, “they’re making phone calls – please check your voice mail?” He wrote back “They called!  I’ll call back in the morning.”  (I will remind him.)

Today, I have 2 interviews.  One at 11:30, and one at 4 p.m.  I also have a meeting at work at 10, but the 11:30 interview is in my current building.  I may come home right after the first interview, because I don’t know how else to keep my energy up for a 4 p.m. interview.  This one is another appealing firm, which is not in the city, proper.  It’s in the quasi-urban town next to ours, and I’d need to drive to work.  That would be weird.

The 11:30 is less appealing.  It’s for a position at another big firm in a specialized area, and I’m not sure I want to specialize in that area (although I do have a lot of experience in it).  I just don’t have the best feeling about it.  But I will give it my all, nonetheless.  The firm that’s been calling my references – as well as every other firm I’m talking to – is going to come with a huge paycut.  Huge.  This other big firm will come with a small pay cut. We are hoping huge pay cuts will be mitigated by David finding a job, but that hasn’t happened yet. So I don’t want to shut the door on something that could be easier for our budget.

Friday is another medium sized firm, and next THURSDAY, is yet another.  I’m afraid next Thursday is too far away, if the Monday firm makes me an offer.  I’m hoping I can call the Thursday firm and move things up.

So, there’s the update!

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Want, Need, Wear, Read – What we did

January 3, 2012

As I’d mentioned previously, I caught wind this fall of the “Want, Need, Wear, Read” gifting philosophy.  Kind of simple, yet really useful.  Of course, we likely always give our kids gifts that fall into some combination of these categories.  But having the categories clearly stated at the outset helped David and I to frame our ideas, and helped us to function with an actual list, instead of just throwing money around willy-nilly.

When we first heard about it, we thought, “okay, 4 gifts per kid, one per category.”  But that’s not what we ended up doing.  It was hard to do that for a few reasons.  First, I wanted to give them more than 4 gifts.  Second, it was tough to keep balance between the girls.  Lemon wanted either a set of Harry Potter DVDs or an electronic keyboard.  But Mouse wanted a make up caddy (I so hope she grows out of this phase . . . ).  So, $70-$100 for Lemon, and $25 for Mouse.  Not fair!!

So David and I thought – okay.  We’ll EACH get them one gift from each category, and make sure things balance out around the whole.  It ended up working out pretty well.  (Of course, us “each getting one gift” is a fiction – since it comes out of the same budget. And while he did find ways to even out Mouse’s wants, he wasn’t thrilled that Lemon ended up with both the keyboard and the Harry Potter DVDs – even though both combined came to well under $150 thanks to some amazing sales).

One little cheat I had was their stockings.  I added an extra thing here or there that was more substantive than your typical stocking stuffer.  Mouse had a pretty nice wallet and a watch.  Lemon had a similarly priced necklace.  They both had movie theater gift cards ($20 each) – and, of course, Broadway tickets to see Anything Goes.

I also had a last-minute cave.  The girls and I really enjoy the t.v. show Gilmore Girls.  So far, we’ve seen one season, and ended up watching it by “renting” episodes via iTunes.  Not cheap.  It annoyed me.  They want to watch season 2, but we haven’t kept up with our hard disks from Netflix, and it’s not available by streaming, and I refuse to keep “renting” them, and if I were to “buy” them through Netflix, my hard drive would explode.  Out of curiosity (because we were talking about ordering disks from Netflix to watch in CT), I checked the price for the entire series on Amazon, and it was . . . lower than expected.  And because I have Amazon Prime, I ended up accidentally clicking the “quick purchase” (or whatever it’s called) button, and waa laa!  An unplanned “want” that wasn’t on the list.  ”But it’s for both of them!  It’s a joint gift!”  I whined at David (after the fact).  Despite the caving, it is still remarkable that this was the only instance.

Even though we did more than 4 gifts, we still felt like using the Want, Need, Wear, Read philosophy helped us to stay sane in our gift-buying, and to make reasonable, well-rounded lists.  Seriously, last year, I just wandered around the mall and bought things that looked nice (ended up heavy on the “wear,” and honestly, it didn’t even turn out that they even wear the stuff that often).   This kept us from doing that (ignore previous paragraph).

We will do it again next year, I’m sure.  Depending on how all this job stuff turns out, we may very well be forced to stick to one gift per category – we’ll see what happens.

Funny thing about this year — I’m sure that we spent well under HALF of what we spent last year (if not 1/3), and still, the girls walked away saying “This was the best Christmas ever!”  Pure success.

 

 

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